The average claim rang in at over $13,000, reflecting the severity of most of these incidents.įortunately, there are many ways you can reduce the odds of enduring a loss and having to file a claim. According to the Insurance Information Institute (III), 6 percent of insured households submitted a claim in 2020, the most recent year studied property damage, including theft, accounted for 97.7 percent of homeowners insurance claims. Security, however, may mean managing a number of complex variables these days, from flash floods to wildfires, from break-ins to porch piracy. So of course you want to keep it structurally safe and its contents well-protected.

It’s your sanctuary, it’s an expression of your personal style, and, financially speaking, it’s likely your biggest investment and asset. Here are preventive measures and smart products to help you protect your greatest asset-and everyone inside. Extreme weather, structural failure, or theft can shatter the safety and security of your home in an instant.

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